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	<title>LaTour Retirement Talk</title>
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	<link>https://www.ksgf.com/podcast/latour-retirement-talk/</link>
	<googleplay:description>Joe LaTour alongside Josh LaTour and Jim Margraf discuss in-depth the landscape of planning for retirement, and the financial management needed to retire comfortably and on your own time.

LaTour Retirement Talk answers your questions about the current economy, marketplace options and various investment and retirement practices. Join them on Springfield's Talk 104.1, Sundays at 10am.</googleplay:description>
	<description>Joe LaTour alongside Josh LaTour and Jim Margraf discuss in-depth the landscape of planning for retirement, and the financial management needed to retire comfortably and on your own time.

LaTour Retirement Talk answers your questions about the current economy, marketplace options and various investment and retirement practices. Join them on Springfield's Talk 104.1, Sundays at 10am.</description>
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	 <copyright>2024 SummitMedia</copyright>
				<googleplay:author>Springfield\'s Talk 104.1 FM</googleplay:author>
		<itunes:author>Springfield\'s Talk 104.1 FM</itunes:author>
		<itunes:summary>Joe LaTour alongside Josh LaTour and Jim Margraf discuss in-depth the landscape of planning for retirement, and the financial management needed to retire comfortably and on your own time.

LaTour Retirement Talk answers your questions about the current economy, marketplace options and various investment and retirement practices. Join them on Springfield's Talk 104.1, Sundays at 10am.</itunes:summary>
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		<itunes:name>Springfield\'s Talk 104.1 FM</itunes:name>
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        <itunes:explicit>No</itunes:explicit>
		<item>
		<title>LaTour Retirement Talk 04.19.26 - The Power of Spousal Benefits</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-19-26-the-power-of-spousal-benefits/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-19-26-the-power-of-spousal-benefits/#respond</comments>
		<pubDate>Sun, 19 Apr 2026 16:00:24 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=207987</guid>
		<description><![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll consider how properly utilizing Social Security’s spousal benefit may make your benefit even more powerful.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 04.12.26 - Follow Your Social Security Signs</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-12-26-follow-your-social-security-signs/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-12-26-follow-your-social-security-signs/#respond</comments>
		<pubDate>Sun, 12 Apr 2026 16:00:38 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=207226</guid>
		<description><![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]></description>
		<content:encoded><![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-04-12-26-follow-your-social-security-signs/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.]]></googleplay:description>
	<itunes:summary>During this show, our discussion will focus on how to know when to file for Social Security and three ways you might be able to max out your benefit during the current year.</itunes:summary>
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 04.05.26 - Tax Strategies to Save You Money</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-05-26-tax-strategies-to-save-you-money/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-05-26-tax-strategies-to-save-you-money/#respond</comments>
		<pubDate>Sun, 05 Apr 2026 16:00:11 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=206356</guid>
		<description><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></description>
		<content:encoded><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-04-05-26-tax-strategies-to-save-you-money/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></googleplay:description>
	<itunes:summary>In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for </itunes:summary>
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.29.26 - Retirement Taxes and Money Moves</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-29-26-retirement-taxes-and-money-moves/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-29-26-retirement-taxes-and-money-moves/#respond</comments>
		<pubDate>Sun, 29 Mar 2026 16:00:14 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=205688</guid>
		<description><![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]></description>
		<content:encoded><![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-29-26-retirement-taxes-and-money-moves/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/oaeq6bg4m13zykv8fgdpnpwn6cxagn6tagbdbt8h.mp3?serve_episode=205688&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.]]></googleplay:description>
	<itunes:summary>During this show, we’ll look at the new senior tax deduction and potential money moves those who are close to retirement can make this year.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.22.26 - The Pillars of a Comprehensive Retirement Plan</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-22-26-the-pillars-of-a-comprehensive-retirement-plan/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-22-26-the-pillars-of-a-comprehensive-retirement-plan/#respond</comments>
		<pubDate>Sun, 22 Mar 2026 16:00:59 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=204927</guid>
		<description><![CDATA[In this episode, we break down the critical shift from wealth accumulation to sustainable distribution, ensuring your nest egg lasts as long as you do. Our experts dive into the "tax-efficient bucket" strategy to help you minimize the IRS's share of your withdrawals while maintaining a consistent lifestyle. Finally, we explore how to stress-test your portfolio against inflation and healthcare costs to build a truly resilient retirement foundation.]]></description>
		<content:encoded><![CDATA[In this episode, we break down the critical shift from wealth accumulation to sustainable distribution, ensuring your nest egg lasts as long as you do. Our experts dive into the "tax-efficient bucket" strategy to help you minimize the IRS's share of your withdrawals while maintaining a consistent lifestyle. Finally, we explore how to stress-test your portfolio against inflation and healthcare costs to build a truly resilient retirement foundation.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-22-26-the-pillars-of-a-comprehensive-retirement-plan/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we break down the critical shift from wealth accumulation to sustainable distribution, ensuring your nest egg lasts as long as you do. Our experts dive into the "tax-efficient bucket" strategy to help you minimize the IRS's share of your withdrawals while maintaining a consistent lifestyle. Finally, we explore how to stress-test your portfolio against inflation and healthcare costs to build a truly resilient retirement foundation.]]></googleplay:description>
	<itunes:summary>In this episode, we break down the critical shift from wealth accumulation to sustainable distribution, ensuring your nest egg lasts as long as you do. Our experts dive into the &quot;tax-efficient bucket&quot; strategy to help you minimize the IRS&#039;s share of your</itunes:summary>
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 03.15.26 - 13 Habits for a Successful Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-15-26-13-habits-for-a-successful-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-15-26-13-habits-for-a-successful-retirement/#respond</comments>
		<pubDate>Sun, 15 Mar 2026 16:00:11 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=204273</guid>
		<description><![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss 13 habits you can adopt that may better position you for the retirement you truly want.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 03.08.26 -  When Not To Play It Safe</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-08-26-when-not-to-play-it-safe/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-08-26-when-not-to-play-it-safe/#respond</comments>
		<pubDate>Sun, 08 Mar 2026 16:00:10 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=203429</guid>
		<description><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.01.26 -  Tax Strategies to Save You Money</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-01-26-tax-strategies-to-save-you-money/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-01-26-tax-strategies-to-save-you-money/#respond</comments>
		<pubDate>Sun, 01 Mar 2026 17:00:19 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=202418</guid>
		<description><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></description>
		<content:encoded><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for both individuals and small business owners. Tune in to learn actionable strategies you can implement today to keep more of your hard-earned money out of the IRS's hands.]]></googleplay:description>
	<itunes:summary>In this episode, we break down the most overlooked tax credits and deductions that could significantly lower your annual tax bill. We sit down with expert CPAs to discuss how shifting your income and timing your expenses can lead to immediate savings for </itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>Latour Retirement Talk 02.22.26 - Tax Strategies to Save You Money</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-02-22-26-tax-strategies-to-save-you-money/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-02-22-26-tax-strategies-to-save-you-money/#respond</comments>
		<pubDate>Sun, 22 Feb 2026 17:00:19 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=201551</guid>
		<description><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></description>
		<content:encoded><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-02-22-26-tax-strategies-to-save-you-money/feed/]]></wfw:commentRss>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></googleplay:description>
	<itunes:summary>This episode breaks down the massive financial shifts following the passage of the &quot;One Big Beautiful Bill Act,&quot; detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end s</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 02.15.26 - When Should You Wait?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-02-15-26-when-should-you-wait/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-02-15-26-when-should-you-wait/#respond</comments>
		<pubDate>Sun, 15 Feb 2026 17:00:18 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=200864</guid>
		<description><![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]></description>
		<content:encoded><![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.]]></googleplay:description>
	<itunes:summary>In this episode, we’ll discuss the reasons some people are delaying retirement as well as the pros and cons of working a little longer.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 02.08.26 - Five Pillars for Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-02-08-26-five-pillars-for-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-02-08-26-five-pillars-for-retirement/#respond</comments>
		<pubDate>Sun, 08 Feb 2026 17:00:53 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=200866</guid>
		<description><![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]></description>
		<content:encoded><![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.]]></googleplay:description>
	<itunes:summary>During today’s show, examine and discuss five planning pillars that may help you on your path to retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 02.01.26 - Retiring Early? Here&amp;rsquo;s What You Need To Know</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-02-01-26-retiring-early-heres-what-you-need-to-know/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-02-01-26-retiring-early-heres-what-you-need-to-know/#respond</comments>
		<pubDate>Sun, 01 Feb 2026 17:00:01 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=199374</guid>
		<description><![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]></content:encoded>
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	<googleplay:description><![CDATA[During this episode, we’ll examine some of the things you need to know about retiring early.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll examine some of the things you need to know about retiring early.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 01.25.26 - When Not To Play It Safe</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-25-26-when-not-to-play-it-safe/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-25-26-when-not-to-play-it-safe/#respond</comments>
		<pubDate>Sun, 25 Jan 2026 17:00:09 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=199372</guid>
		<description><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss why playing it safe isn’t always the right move, even during retirement.</itunes:summary>
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 01.18.26 - These Habits Aren&amp;rsquo;t Just for the Wealthy</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-18-26-these-habits-arent-just-for-the-wealthy/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-18-26-these-habits-arent-just-for-the-wealthy/#respond</comments>
		<pubDate>Sun, 18 Jan 2026 17:00:06 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=197809</guid>
		<description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></description>
		<content:encoded><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></googleplay:description>
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		<title>LaTour Retirement Talk 01.11.26 - Don&amp;rsquo;t make these 401(k) mistakes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-11-26-dont-make-these-401k-mistakes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-11-26-dont-make-these-401k-mistakes/#respond</comments>
		<pubDate>Sun, 11 Jan 2026 17:00:09 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=196997</guid>
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		<content:encoded><![CDATA[]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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   <itunes:episodeType>full</itunes:episodeType>
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	<item>
		<title>LaTour Retirement Talk 12.28.25 - Tax Strategies to Save You Money</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-28-25-tax-strategies-to-save-you-money/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-28-25-tax-strategies-to-save-you-money/#respond</comments>
		<pubDate>Sun, 28 Dec 2025 17:00:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=195606</guid>
		<description><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></description>
		<content:encoded><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[This episode breaks down the massive financial shifts following the passage of the "One Big Beautiful Bill Act," detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end strategies.]]></googleplay:description>
	<itunes:summary>This episode breaks down the massive financial shifts following the passage of the &quot;One Big Beautiful Bill Act,&quot; detailing how permanent tax bracket updates and record-high standard deductions will affect your bottom line. Tune in for essential year-end s</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 12.21.25 - Retirement Withdrawal Strategies to Help Make Your Money Last</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-21-25-retirement-withdrawal-strategies-to-help-make-your-money-last/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-21-25-retirement-withdrawal-strategies-to-help-make-your-money-last/#respond</comments>
		<pubDate>Sun, 21 Dec 2025 17:00:16 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=195610</guid>
		<description><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></description>
		<content:encoded><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-21-25-retirement-withdrawal-strategies-to-help-make-your-money-last/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></googleplay:description>
	<itunes:summary>Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 12.14.25 -Market Update with Senior Portfolio Manager Keith Gangl</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-14-25-market-update-with-senior-portfolio-manager-keith-gangl/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-14-25-market-update-with-senior-portfolio-manager-keith-gangl/#respond</comments>
		<pubDate>Sun, 14 Dec 2025 17:00:09 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=195608</guid>
		<description><![CDATA[This episode welcomes back Senior Portfolio Manager Keith Gangl for his highly anticipated market update, focusing on the critical economic factors impacting long-term wealth and retirement portfolios. Keith provides his expert analysis on inflation, interest rate movements, and sector performance, offering a clear picture of today's financial landscape. Tune in to hear his practical, data-driven strategies for navigating market volatility and positioning your retirement assets for sustained growth and income.]]></description>
		<content:encoded><![CDATA[This episode welcomes back Senior Portfolio Manager Keith Gangl for his highly anticipated market update, focusing on the critical economic factors impacting long-term wealth and retirement portfolios. Keith provides his expert analysis on inflation, interest rate movements, and sector performance, offering a clear picture of today's financial landscape. Tune in to hear his practical, data-driven strategies for navigating market volatility and positioning your retirement assets for sustained growth and income.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-14-25-market-update-with-senior-portfolio-manager-keith-gangl/feed/]]></wfw:commentRss>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[This episode welcomes back Senior Portfolio Manager Keith Gangl for his highly anticipated market update, focusing on the critical economic factors impacting long-term wealth and retirement portfolios. Keith provides his expert analysis on inflation, interest rate movements, and sector performance, offering a clear picture of today's financial landscape. Tune in to hear his practical, data-driven strategies for navigating market volatility and positioning your retirement assets for sustained growth and income.]]></googleplay:description>
	<itunes:summary>This episode welcomes back Senior Portfolio Manager Keith Gangl for his highly anticipated market update, focusing on the critical economic factors impacting long-term wealth and retirement portfolios. Keith provides his expert analysis on inflation, inte</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 12.07.25 - These Habits Aren&amp;rsquo;t Just for the Wealthy</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-07-25-these-habits-arent-just-for-the-wealthy/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-07-25-these-habits-arent-just-for-the-wealthy/#respond</comments>
		<pubDate>Sun, 07 Dec 2025 17:00:15 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=193584</guid>
		<description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></description>
		<content:encoded><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-07-25-these-habits-arent-just-for-the-wealthy/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></googleplay:description>
	<itunes:summary>On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 11.23.25 -  So, You&amp;rsquo;re a Decade From Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-23-25-so-youre-a-decade-from-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-23-25-so-youre-a-decade-from-retirement/#respond</comments>
		<pubDate>Sun, 23 Nov 2025 17:00:55 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=192210</guid>
		<description><![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 11.16.25 - What the Fed&amp;rsquo;s Rate Cut Means For You</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-16-25-what-the-feds-rate-cut-means-for-you/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-16-25-what-the-feds-rate-cut-means-for-you/#respond</comments>
		<pubDate>Sun, 16 Nov 2025 17:00:26 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=192208</guid>
		<description><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 11.09.25 - Market Update with Keith Gangl</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-09-25-market-update-with-keith-gangl/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-09-25-market-update-with-keith-gangl/#respond</comments>
		<pubDate>Sun, 09 Nov 2025 17:00:02 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=190784</guid>
		<description><![CDATA[This episode welcomes back Portfolio Manager Keith Gangl for his highly anticipated quarterly market update, focusing on the key economic indicators that are currently driving investor behavior. Keith offers his expert analysis on inflation trends, interest rate policy, and the sectors poised for the strongest growth in the coming months. Tune in to hear his precise strategies for navigating potential market volatility and positioning your investments for maximum long-term success.]]></description>
		<content:encoded><![CDATA[This episode welcomes back Portfolio Manager Keith Gangl for his highly anticipated quarterly market update, focusing on the key economic indicators that are currently driving investor behavior. Keith offers his expert analysis on inflation trends, interest rate policy, and the sectors poised for the strongest growth in the coming months. Tune in to hear his precise strategies for navigating potential market volatility and positioning your investments for maximum long-term success.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[This episode welcomes back Portfolio Manager Keith Gangl for his highly anticipated quarterly market update, focusing on the key economic indicators that are currently driving investor behavior. Keith offers his expert analysis on inflation trends, interest rate policy, and the sectors poised for the strongest growth in the coming months. Tune in to hear his precise strategies for navigating potential market volatility and positioning your investments for maximum long-term success.]]></googleplay:description>
	<itunes:summary>This episode welcomes back Portfolio Manager Keith Gangl for his highly anticipated quarterly market update, focusing on the key economic indicators that are currently driving investor behavior. Keith offers his expert analysis on inflation trends, intere</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 11.02.25 - Retirement Withdrawal Strategies to Help Make Your Money Last</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-02-25-retirement-withdrawal-strategies-to-help-make-your-money-last/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-02-25-retirement-withdrawal-strategies-to-help-make-your-money-last/#respond</comments>
		<pubDate>Sun, 02 Nov 2025 17:00:49 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=190786</guid>
		<description><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></description>
		<content:encoded><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-11-02-25-retirement-withdrawal-strategies-to-help-make-your-money-last/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance. Learn how to strategically draw down your portfolio across different accounts to minimize your lifetime tax bill and maximize your spending power. This episode provides the practical tactics you need to protect your nest egg from market volatility and avoid running out of money.]]></googleplay:description>
	<itunes:summary>Choosing the right withdrawal strategy is the most critical decision for making your retirement savings last a lifetime. We move beyond the rigid 4% Rule to explore dynamic, flexible methods that adjust your spending based on real-time market performance.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>Latour Retirement Talk 10.26.25 - Avoid These Spooky Retirement Mistakes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-26-25-avoid-these-spooky-retirement-mistakes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-26-25-avoid-these-spooky-retirement-mistakes/#respond</comments>
		<pubDate>Sun, 26 Oct 2025 16:00:28 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=189146</guid>
		<description><![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to walk through some of the most frightful retirement mistakes and how you can avoid them.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>Latour Retirement Talk 10.12.25 - What the Fed&amp;rsquo;s Rate Cut Means For You</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-12-25-what-the-feds-rate-cut-means-for-you/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-12-25-what-the-feds-rate-cut-means-for-you/#respond</comments>
		<pubDate>Sun, 12 Oct 2025 16:00:41 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=187576</guid>
		<description><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 10.05.25 - How to Protect Your 401(k)</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-05-25-how-to-protect-your-401k/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-05-25-how-to-protect-your-401k/#respond</comments>
		<pubDate>Sun, 05 Oct 2025 16:00:29 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=186631</guid>
		<description><![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]></description>
		<content:encoded><![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.]]></googleplay:description>
	<itunes:summary>During today’s show, we’ll talk about what to do with your 401(k) if you change jobs, along with some other important 401(k) housekeeping items.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 09.28.25 - Comprehensive Retirement Planning Process</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-09-28-25-comprehensive-retirement-planning-process/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-09-28-25-comprehensive-retirement-planning-process/#respond</comments>
		<pubDate>Sun, 28 Sep 2025 16:00:53 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=185888</guid>
		<description><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></description>
		<content:encoded><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></googleplay:description>
	<itunes:summary>In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and crea</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 09.21.25 - These Habits Aren&amp;rsquo;t Just for the Wealthy</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-09-21-25-these-habits-arent-just-for-the-wealthy/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-09-21-25-these-habits-arent-just-for-the-wealthy/#respond</comments>
		<pubDate>Sun, 21 Sep 2025 16:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=185886</guid>
		<description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></description>
		<content:encoded><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
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   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.]]></googleplay:description>
	<itunes:summary>On this show, we’ll discuss 13 traits common among wealthy people, that anyone can utilize in their own financial strategy.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>Latour Retirement Talk 09.14.25 - Beneficiary 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-09-14-25-beneficiary-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-09-14-25-beneficiary-101/#respond</comments>
		<pubDate>Sun, 14 Sep 2025 16:00:46 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=184073</guid>
		<description><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></description>
		<content:encoded><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></googleplay:description>
	<itunes:summary>During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.</itunes:summary>
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		<title>LaTour Retirement Talk 09.07.25 - Life Insurance? Roth IRA? What You Need to Know!</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-09-07-25-life-insurance-roth-ira-what-you-need-to-know/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-09-07-25-life-insurance-roth-ira-what-you-need-to-know/#respond</comments>
		<pubDate>Sun, 07 Sep 2025 16:00:28 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=183154</guid>
		<description><![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]></description>
		<content:encoded><![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.]]></googleplay:description>
	<itunes:summary>On today’s show, we’re going to consider the pros and cons of life insurance and Roth IRAs for retirement income as well as saving in a 401(k) and an IRA in the same year.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 08.31.25 - Retirement Rules You Need to Know About</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-08-31-25-retirement-rules-you-need-to-know-about/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-08-31-25-retirement-rules-you-need-to-know-about/#respond</comments>
		<pubDate>Sun, 31 Aug 2025 16:00:10 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=181860</guid>
		<description><![CDATA[From savings strategies to withdrawal rules, this episode is your guide to a secure retirement. We'll cover essential rules like the 4% withdrawal rule, required minimum distributions, and how to maximize your Social Security benefits. Get ready to learn the key financial milestones and strategies you need to know to make your money last a lifetime.]]></description>
		<content:encoded><![CDATA[From savings strategies to withdrawal rules, this episode is your guide to a secure retirement. We'll cover essential rules like the 4% withdrawal rule, required minimum distributions, and how to maximize your Social Security benefits. Get ready to learn the key financial milestones and strategies you need to know to make your money last a lifetime.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-08-31-25-retirement-rules-you-need-to-know-about/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[From savings strategies to withdrawal rules, this episode is your guide to a secure retirement. We'll cover essential rules like the 4% withdrawal rule, required minimum distributions, and how to maximize your Social Security benefits. Get ready to learn the key financial milestones and strategies you need to know to make your money last a lifetime.]]></googleplay:description>
	<itunes:summary>From savings strategies to withdrawal rules, this episode is your guide to a secure retirement. We&#039;ll cover essential rules like the 4% withdrawal rule, required minimum distributions, and how to maximize your Social Security benefits. Get ready to learn</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.24.25 - Beneficiary 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-24-25-beneficiary-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-24-25-beneficiary-101/#respond</comments>
		<pubDate>Sun, 24 Aug 2025 16:00:41 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=181062</guid>
		<description><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></description>
		<content:encoded><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.]]></googleplay:description>
	<itunes:summary>During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.17.25 - So, You Want to Retire Soon?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-17-25-so-you-want-to-retire-soon/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-17-25-so-you-want-to-retire-soon/#respond</comments>
		<pubDate>Sun, 17 Aug 2025 16:00:06 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=180228</guid>
		<description><![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to consider steps you can take right now to prepare yourself for a near-horizon retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.10.25 - Elder Abuse &amp; Financial Scams</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-10-25-elder-abuse-financial-scams/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-10-25-elder-abuse-financial-scams/#respond</comments>
		<pubDate>Sun, 10 Aug 2025 16:00:13 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=179558</guid>
		<description><![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]></description>
		<content:encoded><![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.]]></googleplay:description>
	<itunes:summary>During this show we’re going to mark National Elder Abuse Awareness Day, June 15, by discussing elder abuse prevention and protecting yourself from financial scams.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.03.25 - What You Need to Know About IRMAA</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-03-25-what-you-need-to-know-about-irmaa/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-03-25-what-you-need-to-know-about-irmaa/#respond</comments>
		<pubDate>Sun, 03 Aug 2025 16:00:48 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=178730</guid>
		<description><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 07.27.25 - The New Budget Bill and You</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-27-25-the-new-budget-bill-and-you/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-27-25-the-new-budget-bill-and-you/#respond</comments>
		<pubDate>Sun, 27 Jul 2025 16:00:20 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=177670</guid>
		<description><![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]></description>
		<content:encoded><![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.]]></googleplay:description>
	<itunes:summary>During today’s show, we’re going to discuss what the newly signed federal budget bill may mean for older Americans and retirees.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 07.20.25 - What You Need to Know About IRMAA</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-20-25-what-you-need-to-know-about-irmaa/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-20-25-what-you-need-to-know-about-irmaa/#respond</comments>
		<pubDate>Sun, 20 Jul 2025 16:00:13 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=177151</guid>
		<description><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>Latour Retirement Talk 07.13.25 - Don&amp;rsquo;t Make These 401(k) Mistakes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-13-25-dont-make-these-401k-mistakes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-13-25-dont-make-these-401k-mistakes/#respond</comments>
		<pubDate>Sun, 13 Jul 2025 16:00:19 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=176264</guid>
		<description><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 07.06.25 - How Important Is Diversification?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-06-25-how-important-is-diversification/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-06-25-how-important-is-diversification/#respond</comments>
		<pubDate>Sun, 06 Jul 2025 16:00:33 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=175647</guid>
		<description><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></description>
		<content:encoded><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></googleplay:description>
	<itunes:summary>In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 06.29.25 - Social Security Fairness Act 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-29-25-social-security-fairness-act-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-29-25-social-security-fairness-act-101/#respond</comments>
		<pubDate>Sun, 29 Jun 2025 16:00:51 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=175165</guid>
		<description><![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-06-29-25-social-security-fairness-act-101/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 06.22.25 - Saving for Retirement in Four Age Brackets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-22-25-saving-for-retirement-in-four-age-brackets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-22-25-saving-for-retirement-in-four-age-brackets/#respond</comments>
		<pubDate>Sun, 22 Jun 2025 16:00:03 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=174056</guid>
		<description><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></description>
		<content:encoded><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-06-22-25-saving-for-retirement-in-four-age-brackets/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></googleplay:description>
	<itunes:summary>Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you&#039;re just starting your career, navigating mid-life financial responsibilities, approaching retir</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 06.15.25 - Comprehensive Retirement Planning Process</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-15-25-comprehensive-retirement-planning-process/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-15-25-comprehensive-retirement-planning-process/#respond</comments>
		<pubDate>Sun, 15 Jun 2025 16:00:39 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=173168</guid>
		<description><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></description>
		<content:encoded><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-06-15-25-comprehensive-retirement-planning-process/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and create a personalized strategy that accounts for inflation and market fluctuations. Tune in to empower yourself with the knowledge needed to secure your financial future and enjoy a comfortable retirement.]]></googleplay:description>
	<itunes:summary>In this episode, we will discuss the essential steps of building a robust retirement plan, from assessing your current financial situation to understanding different investment vehicles. Learn how to set realistic goals, estimate future expenses, and crea</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 06.08.25 - Your Retirement Calendar</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-08-25-your-retirement-calendar/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-08-25-your-retirement-calendar/#respond</comments>
		<pubDate>Sun, 08 Jun 2025 16:00:28 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=172477</guid>
		<description><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></description>
		<content:encoded><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-06-08-25-your-retirement-calendar/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></googleplay:description>
	<itunes:summary>Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we&#039;re mapping out key milestones on your &quot;Retirement Calendar,&quot; from initial savings goals to those crucial pre- and post-retirement de</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 06.01.25 -  9 strategies if you&amp;rsquo;re laid off right before retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-01-25-9-strategies-if-youre-laid-off-right-before-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-01-25-9-strategies-if-youre-laid-off-right-before-retirement/#respond</comments>
		<pubDate>Sun, 01 Jun 2025 16:00:39 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=171683</guid>
		<description><![CDATA[]]></description>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[]]></googleplay:description>
	<itunes:summary></itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 05.25.25 - How much retirement income do you need?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-25-25-how-much-retirement-income-do-you-need/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-25-25-how-much-retirement-income-do-you-need/#respond</comments>
		<pubDate>Sun, 25 May 2025 16:00:56 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=171685</guid>
		<description><![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-05-25-25-how-much-retirement-income-do-you-need/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss retirement income, how to invest and save for retirement with little money, and four sources of potential retirement income.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 05.18.25 - es, retirees should keep investing</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-18-25-es-retirees-should-keep-investing/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-18-25-es-retirees-should-keep-investing/#respond</comments>
		<pubDate>Sun, 18 May 2025 16:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=169998</guid>
		<description><![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]></description>
		<content:encoded><![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-05-18-25-es-retirees-should-keep-investing/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.]]></googleplay:description>
	<itunes:summary>During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 05.11.25 - Retirement is About the Details</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-05-11-25-retirement-is-about-the-details/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-05-11-25-retirement-is-about-the-details/#respond</comments>
		<pubDate>Sun, 11 May 2025 16:00:59 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=169309</guid>
		<description><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-05-11-25-retirement-is-about-the-details/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll highlight some of the most frequently overlooked financial steps.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 05.04.25 - Saving for Retirement in Four Age Brackets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-04-25-saving-for-retirement-in-four-age-brackets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-04-25-saving-for-retirement-in-four-age-brackets/#respond</comments>
		<pubDate>Sun, 04 May 2025 16:00:05 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=168412</guid>
		<description><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></description>
		<content:encoded><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-05-04-25-saving-for-retirement-in-four-age-brackets/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you're just starting your career, navigating mid-life financial responsibilities, approaching retirement, or already enjoying it. We'll explore different investment options, contribution levels, and tax advantages relevant to each of the four key age brackets, empowering you to make informed decisions no matter where you are on your retirement journey.]]></googleplay:description>
	<itunes:summary>Ready to secure your future? This week on the podcast, we break down actionable retirement savings strategies tailored to your current life stage, whether you&#039;re just starting your career, navigating mid-life financial responsibilities, approaching retir</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 04.27.25 - Don&amp;rsquo;t make these 401(k) mistakes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-27-25-dont-make-these-401k-mistakes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-27-25-dont-make-these-401k-mistakes/#respond</comments>
		<pubDate>Sun, 27 Apr 2025 16:00:41 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=167709</guid>
		<description><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></content:encoded>
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		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 04.20.25 -  How Important Is Diversification?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-20-25-how-important-is-diversification/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-20-25-how-important-is-diversification/#respond</comments>
		<pubDate>Sun, 20 Apr 2025 16:00:44 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=166943</guid>
		<description><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></description>
		<content:encoded><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.]]></googleplay:description>
	<itunes:summary>In this episode we talk about how important asset allocation, balance and diversification is when it comes to investing and saving for retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 04.06.25 - Misconceptions About Medicare with Cheryl Vandiver</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-06-25-misconceptions-about-medicare-with-cheryl-vandiver/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-06-25-misconceptions-about-medicare-with-cheryl-vandiver/#respond</comments>
		<pubDate>Sun, 06 Apr 2025 16:00:00 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=165160</guid>
		<description><![CDATA[In this episode we welcome Medicare specialist Cheryl Vandiver to talk about misconceptions many people have regarding Medicare and tips and strategies to help maximize your coverage and minimize your cost. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode we welcome Medicare specialist Cheryl Vandiver to talk about misconceptions many people have regarding Medicare and tips and strategies to help maximize your coverage and minimize your cost. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-04-06-25-misconceptions-about-medicare-with-cheryl-vandiver/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we welcome Medicare specialist Cheryl Vandiver to talk about misconceptions many people have regarding Medicare and tips and strategies to help maximize your coverage and minimize your cost. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode we welcome Medicare specialist Cheryl Vandiver to talk about misconceptions many people have regarding Medicare and tips and strategies to help maximize your coverage and minimize your cost. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.23.25 - Social Security Fairness Act 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-23-25-social-security-fairness-act-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-23-25-social-security-fairness-act-101/#respond</comments>
		<pubDate>Sun, 23 Mar 2025 15:30:29 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=163535</guid>
		<description><![CDATA[ During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[ During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-23-25-social-security-fairness-act-101/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
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	<googleplay:description><![CDATA[ During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary> During this episode, we’ll highlight the Social Security Fairness Act and some of the program’s foundational elements. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.16.25 -  You Already Have a Budget Part 2</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-16-25-you-already-have-a-budget-part-2/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-16-25-you-already-have-a-budget-part-2/#respond</comments>
		<pubDate>Sun, 16 Mar 2025 16:00:08 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=162662</guid>
		<description><![CDATA[Don't let your money control you. Take control of your money and make it work for you. In this episode we talk about key ways to accomplish this. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Don't let your money control you. Take control of your money and make it work for you. In this episode we talk about key ways to accomplish this. http://www.latouradvisorygroup.com]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
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	<googleplay:description><![CDATA[Don't let your money control you. Take control of your money and make it work for you. In this episode we talk about key ways to accomplish this. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Don&#039;t let your money control you. Take control of your money and make it work for you. In this episode we talk about key ways to accomplish this. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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		<title>LaTour Retirement Talk 03.09.25 -  You Already Have a Budget! w/ Cheryl Vandiver</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-09-25-you-already-have-a-budget-w-cheryl-vandiver/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-09-25-you-already-have-a-budget-w-cheryl-vandiver/#respond</comments>
		<pubDate>Sun, 09 Mar 2025 16:00:17 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=161784</guid>
		<description><![CDATA[Some people think "budget" is a dirty word, or they dread coming up with one. Surprise! You already have a budget! If you don't control your budget, life and society will. In this episode we talk about why taking control of finances is so important and strategies to make it happen. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Some people think "budget" is a dirty word, or they dread coming up with one. Surprise! You already have a budget! If you don't control your budget, life and society will. In this episode we talk about why taking control of finances is so important and strategies to make it happen. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-09-25-you-already-have-a-budget-w-cheryl-vandiver/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Some people think "budget" is a dirty word, or they dread coming up with one. Surprise! You already have a budget! If you don't control your budget, life and society will. In this episode we talk about why taking control of finances is so important and strategies to make it happen. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Some people think &quot;budget&quot; is a dirty word, or they dread coming up with one. Surprise! You already have a budget! If you don&#039;t control your budget, life and society will. In this episode we talk about why taking control of finances is so important and s</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:27:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 03.02.25 -  Retirement is About the Details</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-03-02-25-retirement-is-about-the-details/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-03-02-25-retirement-is-about-the-details/#respond</comments>
		<pubDate>Sun, 02 Mar 2025 16:30:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=160857</guid>
		<description><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-03-02-25-retirement-is-about-the-details/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll highlight some of the most frequently overlooked financial steps. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this episode, we’ll highlight some of the most frequently overlooked financial steps. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:27:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 02.23.25 - Comprehensive Retirement Planning</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-23-25-comprehensive-retirement-planning/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-23-25-comprehensive-retirement-planning/#respond</comments>
		<pubDate>Sun, 23 Feb 2025 17:05:59 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=159900</guid>
		<description><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-02-23-25-comprehensive-retirement-planning/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/241229-53044-latour-1.mp3?serve_episode=159900&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficie</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 02.16.25 - Retirement Investment Tools</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-16-25-retirement-investment-tools/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-16-25-retirement-investment-tools/#respond</comments>
		<pubDate>Sun, 16 Feb 2025 17:00:21 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=159026</guid>
		<description><![CDATA[In this episode we look at the world of retirement investment tools. We'll explore a variety of options, from traditional 401(k)s and IRAs to lesser-known but powerful strategies like Roth conversions and backdoor Roth contributions. We'll discuss the pros and cons of each, helping you make informed decisions about how to grow your retirement savings. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode we look at the world of retirement investment tools. We'll explore a variety of options, from traditional 401(k)s and IRAs to lesser-known but powerful strategies like Roth conversions and backdoor Roth contributions. We'll discuss the pros and cons of each, helping you make informed decisions about how to grow your retirement savings. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-02-16-25-retirement-investment-tools/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/241222-53043-latour.mp3?serve_episode=159026&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we look at the world of retirement investment tools. We'll explore a variety of options, from traditional 401(k)s and IRAs to lesser-known but powerful strategies like Roth conversions and backdoor Roth contributions. We'll discuss the pros and cons of each, helping you make informed decisions about how to grow your retirement savings. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode we look at the world of retirement investment tools. We&#039;ll explore a variety of options, from traditional 401(k)s and IRAs to lesser-known but powerful strategies like Roth conversions and backdoor Roth contributions. We&#039;ll discuss the p</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 02.02.25 - Your Retirement Calendar</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-02-02-25-your-retirement-calendar/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-02-02-25-your-retirement-calendar/#respond</comments>
		<pubDate>Sun, 02 Feb 2025 17:00:40 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=157182</guid>
		<description><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></description>
		<content:encoded><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-02-02-25-your-retirement-calendar/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/250202-53046-latour.mp3?serve_episode=157182&#038;serve_podcast=3142" length="" type="audio/mpeg" />
	<media:content url="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" type="image/jpeg" medium="image" isDefault="true" width="150" height="150" lang="en-US" />
	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we're mapping out key milestones on your "Retirement Calendar," from initial savings goals to those crucial pre- and post-retirement decisions. Join us to create a timeline that ensures you're financially prepared for your dream retirement.]]></googleplay:description>
	<itunes:summary>Planning for retirement can feel overwhelming, but breaking it down into a calendar can make it manageable. This week, we&#039;re mapping out key milestones on your &quot;Retirement Calendar,&quot; from initial savings goals to those crucial pre- and post-retirement de</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 01.26.25 -  A Guide to Roth IRA&#39;s and Roth Conversions</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-26-25-a-guide-to-roth-iras-and-roth-conversions/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-26-25-a-guide-to-roth-iras-and-roth-conversions/#respond</comments>
		<pubDate>Sun, 26 Jan 2025 17:00:05 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=156156</guid>
		<description><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-01-26-25-a-guide-to-roth-iras-and-roth-conversions/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we&#039;ll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We&#039;ll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Ro</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 01.19.25 - All About IRAs &amp; 401k&amp;rsquo;s</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-19-25-all-about-iras-401ks/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-19-25-all-about-iras-401ks/#respond</comments>
		<pubDate>Sun, 19 Jan 2025 17:00:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=154982</guid>
		<description><![CDATA[In this episode, we dive into the basics and benefits of IRAs and 401(k)s. We explain how these retirement accounts differ, explore their tax advantages, and discuss contribution strategies. Join us to gain insights that can help you make the most of your retirement savings plan. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we dive into the basics and benefits of IRAs and 401(k)s. We explain how these retirement accounts differ, explore their tax advantages, and discuss contribution strategies. Join us to gain insights that can help you make the most of your retirement savings plan. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-01-19-25-all-about-iras-401ks/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we dive into the basics and benefits of IRAs and 401(k)s. We explain how these retirement accounts differ, explore their tax advantages, and discuss contribution strategies. Join us to gain insights that can help you make the most of your retirement savings plan. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we dive into the basics and benefits of IRAs and 401(k)s. We explain how these retirement accounts differ, explore their tax advantages, and discuss contribution strategies. Join us to gain insights that can help you make the most of your</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 01.12.25 - Rollover or Stay Put?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-12-25-rollover-or-stay-put/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-12-25-rollover-or-stay-put/#respond</comments>
		<pubDate>Sun, 12 Jan 2025 17:00:28 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=154170</guid>
		<description><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-01-12-25-rollover-or-stay-put/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/241124-3345-latour.mp3?serve_episode=154170&#038;serve_podcast=3142" length="" type="audio/mpeg" />
	<media:content url="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" type="image/jpeg" medium="image" isDefault="true" width="150" height="150" lang="en-US" />
	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http:/</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 01.05.25 -  Understanding Social Security survivor benefits</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-01-05-25-understanding-social-security-survivor-benefits/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-01-05-25-understanding-social-security-survivor-benefits/#respond</comments>
		<pubDate>Sun, 05 Jan 2025 17:00:26 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=153188</guid>
		<description><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-01-05-25-understanding-social-security-survivor-benefits/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 12.29.24 - Comprehensive Retirement Planning</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-29-24-comprehensive-retirement-planning/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-29-24-comprehensive-retirement-planning/#respond</comments>
		<pubDate>Sun, 29 Dec 2024 17:00:02 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=152372</guid>
		<description><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-29-24-comprehensive-retirement-planning/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficient savings, and risk management. Gain actionable insights to help clients or yourself achieve long-term retirement success. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Retirement planning is about more than just numbers—it’s about creating a strategy that aligns with your goals and lifestyle. In this episode, we explore the key components of comprehensive retirement planning, including income strategies, tax-efficie</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 12.15.24 - A Guide to Roth IRA&#39;s and Roth Conversions</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-15-24-a-guide-to-roth-iras-and-roth-conversions/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-15-24-a-guide-to-roth-iras-and-roth-conversions/#respond</comments>
		<pubDate>Sun, 15 Dec 2024 17:00:57 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=151321</guid>
		<description><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-15-24-a-guide-to-roth-iras-and-roth-conversions/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we'll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We'll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Roth IRAs. Finally, we'll provide tips on how to determine if a Roth IRA or Roth conversion is right for your financial goals. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we&#039;ll break down the basics of Roth IRAs, including contribution limits, income eligibility, and tax implications. We&#039;ll also explore Roth conversions, discussing the potential benefits and drawbacks of converting traditional IRAs to Ro</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 12.08.24 - Don&#39;t End Up with These Retirement Regrets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-12-08-24-dont-end-up-with-these-retirement-regrets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-12-08-24-dont-end-up-with-these-retirement-regrets/#respond</comments>
		<pubDate>Sun, 08 Dec 2024 17:00:25 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=150573</guid>
		<description><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-12-08-24-dont-end-up-with-these-retirement-regrets/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll unc</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 11.24.24 - Rollover or Stay Put?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-24-24-rollover-or-stay-put/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-24-24-rollover-or-stay-put/#respond</comments>
		<pubDate>Sun, 24 Nov 2024 17:00:02 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=149237</guid>
		<description><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-11-24-24-rollover-or-stay-put/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/241124-3345-latour.mp3?serve_episode=149237&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Confused about whether to roll over your 401(k) or keep it where it is? In this episode, we break down the pros and cons of both options. Learn about tax implications, investment choices, and how to make the best decision for your financial future. http:/</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 11.17.24 - Understanding Social Security survivor benefits</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-17-24-understanding-social-security-survivor-benefits/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-17-24-understanding-social-security-survivor-benefits/#respond</comments>
		<pubDate>Sun, 17 Nov 2024 17:00:53 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=148474</guid>
		<description><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-11-17-24-understanding-social-security-survivor-benefits/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/241117-3340-latour.mp3?serve_episode=148474&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this episode, we’ll take a thorough look at Social Security survivor benefits and what your ideal filing age may be. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 11.10.24 - Your Year-End Financial To-Do List</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-10-24-your-year-end-financial-to-do-list/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-10-24-your-year-end-financial-to-do-list/#respond</comments>
		<pubDate>Sun, 10 Nov 2024 17:00:29 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=147664</guid>
		<description><![CDATA[In this episode, we'll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we'll provide actionable tips to help you maximize your financial health. Join us to ensure you're on track to meet your financial goals. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we'll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we'll provide actionable tips to help you maximize your financial health. Join us to ensure you're on track to meet your financial goals. http://www.latouradvisorygroup.com]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we'll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we'll provide actionable tips to help you maximize your financial health. Join us to ensure you're on track to meet your financial goals. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we&#039;ll dive into the essential financial tasks you need to complete before the end of the year. From tax planning and investment strategies to retirement contributions and charitable giving, we&#039;ll provide actionable tips to help you maxi</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 11.03.24 - Targeting Age 95</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-11-03-24-targeting-age-95/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-11-03-24-targeting-age-95/#respond</comments>
		<pubDate>Sun, 03 Nov 2024 17:00:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=146588</guid>
		<description><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 10.20.24 - The Importance of Social Security</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-20-24-the-importance-of-social-security/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-20-24-the-importance-of-social-security/#respond</comments>
		<pubDate>Sun, 20 Oct 2024 16:00:16 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=145059</guid>
		<description><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-10-20-24-the-importance-of-social-security/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We&#039;ll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune </itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 10.13.24 - Market Update with Jeremy Bryan</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-13-24-market-update-with-jeremy-bryan/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-13-24-market-update-with-jeremy-bryan/#respond</comments>
		<pubDate>Sun, 13 Oct 2024 16:00:31 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=144102</guid>
		<description><![CDATA[Jeremy Bryan, Senior Portfolio Manager at Gradient Investments, joins us for a deep dive into the current market landscape. He'll share his insights on recent economic developments, discuss key trends affecting markets, and offer his perspective on the state and possible future of the market. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Jeremy Bryan, Senior Portfolio Manager at Gradient Investments, joins us for a deep dive into the current market landscape. He'll share his insights on recent economic developments, discuss key trends affecting markets, and offer his perspective on the state and possible future of the market. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-10-13-24-market-update-with-jeremy-bryan/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Jeremy Bryan, Senior Portfolio Manager at Gradient Investments, joins us for a deep dive into the current market landscape. He'll share his insights on recent economic developments, discuss key trends affecting markets, and offer his perspective on the state and possible future of the market. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Jeremy Bryan, Senior Portfolio Manager at Gradient Investments, joins us for a deep dive into the current market landscape. He&#039;ll share his insights on recent economic developments, discuss key trends affecting markets, and offer his perspective on the s</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 10.06.24 - Taxes may rise soon, here&amp;rsquo;s what to do&hellip;</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-10-06-24-taxes-may-rise-soon-heres-what-to-do/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-10-06-24-taxes-may-rise-soon-heres-what-to-do/#respond</comments>
		<pubDate>Sun, 06 Oct 2024 16:00:58 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=143490</guid>
		<description><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-10-06-24-taxes-may-rise-soon-heres-what-to-do/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/240707-3525-latour-1.mp3?serve_episode=143490&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 09.29.24 - Do Reverse Mortgages Work?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-09-29-24-do-reverse-mortgages-work/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-09-29-24-do-reverse-mortgages-work/#respond</comments>
		<pubDate>Sun, 29 Sep 2024 16:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=142534</guid>
		<description><![CDATA[Are reverse mortgages a viable option for retirees looking to supplement their income? In this episode, we dive into the pros and cons of reverse mortgages. Discover how they work, who qualifies, and if they're a suitable financial strategy for your retirement needs. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Are reverse mortgages a viable option for retirees looking to supplement their income? In this episode, we dive into the pros and cons of reverse mortgages. Discover how they work, who qualifies, and if they're a suitable financial strategy for your retirement needs. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-09-29-24-do-reverse-mortgages-work/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/240929-53040-latour.mp3?serve_episode=142534&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Are reverse mortgages a viable option for retirees looking to supplement their income? In this episode, we dive into the pros and cons of reverse mortgages. Discover how they work, who qualifies, and if they're a suitable financial strategy for your retirement needs. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Are reverse mortgages a viable option for retirees looking to supplement their income? In this episode, we dive into the pros and cons of reverse mortgages. Discover how they work, who qualifies, and if they&#039;re a suitable financial strategy for your reti</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 09.22.24 - The Inflation Reduction Act and Medicare</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-09-22-24-the-inflation-reduction-act-and-medicare/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-09-22-24-the-inflation-reduction-act-and-medicare/#respond</comments>
		<pubDate>Sun, 22 Sep 2024 16:00:55 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=141597</guid>
		<description><![CDATA[In this episode, we dive deep into the Inflation Reduction Act and its implications for Medicare. We'll discuss the key provisions that aim to lower prescription drug costs and reduce the federal deficit. Join us as we explore how these changes will impact Medicare beneficiaries and the overall healthcare landscape. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we dive deep into the Inflation Reduction Act and its implications for Medicare. We'll discuss the key provisions that aim to lower prescription drug costs and reduce the federal deficit. Join us as we explore how these changes will impact Medicare beneficiaries and the overall healthcare landscape. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-09-22-24-the-inflation-reduction-act-and-medicare/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we dive deep into the Inflation Reduction Act and its implications for Medicare. We'll discuss the key provisions that aim to lower prescription drug costs and reduce the federal deficit. Join us as we explore how these changes will impact Medicare beneficiaries and the overall healthcare landscape. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we dive deep into the Inflation Reduction Act and its implications for Medicare. We&#039;ll discuss the key provisions that aim to lower prescription drug costs and reduce the federal deficit. Join us as we explore how these changes will impa</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 09.15.24 -  Understanding Inflation and Gearing Up for Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-09-15-24-understanding-inflation-and-gearing-up-for-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-09-15-24-understanding-inflation-and-gearing-up-for-retirement/#respond</comments>
		<pubDate>Sun, 15 Sep 2024 16:00:13 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=140514</guid>
		<description><![CDATA[In this episode, we dive deep into the complexities of inflation and its impact on retirement planning. Discover how inflation can erode the purchasing power of your savings over time and learn effective strategies to combat its effects. From understanding inflation rates to exploring inflation-proof investments, this episode equips you with the knowledge to safeguard your retirement future. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode, we dive deep into the complexities of inflation and its impact on retirement planning. Discover how inflation can erode the purchasing power of your savings over time and learn effective strategies to combat its effects. From understanding inflation rates to exploring inflation-proof investments, this episode equips you with the knowledge to safeguard your retirement future. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-09-15-24-understanding-inflation-and-gearing-up-for-retirement/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode, we dive deep into the complexities of inflation and its impact on retirement planning. Discover how inflation can erode the purchasing power of your savings over time and learn effective strategies to combat its effects. From understanding inflation rates to exploring inflation-proof investments, this episode equips you with the knowledge to safeguard your retirement future. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode, we dive deep into the complexities of inflation and its impact on retirement planning. Discover how inflation can erode the purchasing power of your savings over time and learn effective strategies to combat its effects. From understandin</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 09.01.24 - Don&#39;t End Up with These Retirement Regrets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-09-01-24-dont-end-up-with-these-retirement-regrets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-09-01-24-dont-end-up-with-these-retirement-regrets/#respond</comments>
		<pubDate>Sun, 01 Sep 2024 16:09:39 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=139068</guid>
		<description><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-09-01-24-dont-end-up-with-these-retirement-regrets/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we'll uncover the most frequent financial missteps and provide actionable advice to avoid them. By the end, you'll have a clear roadmap to a worry-free retirement. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Retirement can be a golden chapter, but many people look back with financial regrets. In this episode, we dive into common pitfalls that can derail your retirement dreams. From underestimating healthcare costs to regretting impulsive purchases, we&#039;ll unc</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Talk 08.25.24 - Social Security survivor benefits 101</title>
		<link>https://www.ksgf.com/episode/latour-talks-08-25-24-social-security-survivor-benefits-101/</link>
		<comments>https://www.ksgf.com/episode/latour-talks-08-25-24-social-security-survivor-benefits-101/#respond</comments>
		<pubDate>Sun, 25 Aug 2024 16:00:10 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=138105</guid>
		<description><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-talks-08-25-24-social-security-survivor-benefits-101/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.18.24 - Targeting Age 95</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-18-24/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-18-24/#respond</comments>
		<pubDate>Sun, 18 Aug 2024 16:00:37 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=137310</guid>
		<description><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-08-18-24/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll first consider whether age 95 is still a good target age to build a retirement strategy around before considering some steps to prepare your finances for retirement. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 08.11.24 - Here&amp;rsquo;s How to Retire Early</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-08-11-24-heres-how-to-retire-early/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-08-11-24-heres-how-to-retire-early/#respond</comments>
		<pubDate>Sun, 11 Aug 2024 16:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=136468</guid>
		<description><![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-08-11-24-heres-how-to-retire-early/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss the FIRE, or Financial Independence, Retire Early, technique. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 07.28.24 - Saving for Retirement in Four Age Brackets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-28-24-saving-for-retirement-in-four-age-brackets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-28-24-saving-for-retirement-in-four-age-brackets/#respond</comments>
		<pubDate>Sun, 28 Jul 2024 16:00:49 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=134581</guid>
		<description><![CDATA[This episode dives deep into retirement planning. We'll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We'll provide clear benchmarks and actionable steps to help you reach your retirement goals, no matter your age. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[This episode dives deep into retirement planning. We'll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We'll provide clear benchmarks and actionable steps to help you reach your retirement goals, no matter your age. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-07-28-24-saving-for-retirement-in-four-age-brackets/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[This episode dives deep into retirement planning. We'll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We'll provide clear benchmarks and actionable steps to help you reach your retirement goals, no matter your age. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>This episode dives deep into retirement planning. We&#039;ll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We&#039;ll provide clear benchmarks and actionable steps to help you reach your re</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 07.21.24 - The Importance of Social Security</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-07-21-24-the-importance-of-social-security/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-07-21-24-the-importance-of-social-security/#respond</comments>
		<pubDate>Sun, 21 Jul 2024 16:00:55 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=133704</guid>
		<description><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-07-21-24-the-importance-of-social-security/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We'll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune in and get ready to plan for a comfortable, secure future! http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Dreaming of an early retirement? This episode dives into how Social Security can play a key role in your financial freedom. We&#039;ll explore how claiming benefits early impacts your payout, and offer strategies to maximize your Social Security income. Tune </itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 07.14.24 - An Interview with Joe Latour</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-14-24-an-interview-with-joe-latour/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-14-24-an-interview-with-joe-latour/#respond</comments>
		<pubDate>Sun, 14 Jul 2024 16:00:28 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=132893</guid>
		<description><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-07-14-24-an-interview-with-joe-latour/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 07.07.24 - Taxes may rise soon, here&amp;rsquo;s what to do&hellip;</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-07-07-24-taxes-may-rise-soon-heres-what-to-do/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-07-07-24-taxes-may-rise-soon-heres-what-to-do/#respond</comments>
		<pubDate>Sun, 07 Jul 2024 16:00:53 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=132296</guid>
		<description><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-07-07-24-taxes-may-rise-soon-heres-what-to-do/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss the potential fallout if the Tax Cuts and Jobs Act of 2017 is allowed to expire at the end of 2025. We’ll also highlight limiting taxes on retirement withdrawals. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 06.30.24 - Understanding Medicare</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-30-24-understanding-medicare/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-30-24-understanding-medicare/#respond</comments>
		<pubDate>Sun, 30 Jun 2024 16:00:40 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=131254</guid>
		<description><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-06-30-24-understanding-medicare/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/240602-53036-Latour.mp3?serve_episode=131254&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the c</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 06.23.24 - Social Security survivor benefits 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-06-23-24-social-security-survivor-benefits-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-06-23-24-social-security-survivor-benefits-101/#respond</comments>
		<pubDate>Sun, 23 Jun 2024 15:00:54 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=130362</guid>
		<description><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss Social Security survivor benefits and your ideal filing age. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:00:01</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 06.16.24 - Retirement Success On Every Horizon</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-16-24-retirement-success-on-every-horizon/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-16-24-retirement-success-on-every-horizon/#respond</comments>
		<pubDate>Sun, 16 Jun 2024 16:00:36 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=129981</guid>
		<description><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them. http://www.latouradvisorygroup.com]]></description>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them. http://www.latouradvisorygroup.com]]></googleplay:description>
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 06.09.24 - Get Ready For Rainy Days</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-09-24-get-ready-for-rainy-days/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-09-24-get-ready-for-rainy-days/#respond</comments>
		<pubDate>Sun, 09 Jun 2024 16:00:48 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=129979</guid>
		<description><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></content:encoded>
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	<item>
		<title>LaTour Retirement Talk 06.02.24 - Understanding Medicare</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-06-02-24-understanding-medicare/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-06-02-24-understanding-medicare/#respond</comments>
		<pubDate>Sun, 02 Jun 2024 16:00:42 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=128286</guid>
		<description><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs.]]></description>
		<content:encoded><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs.]]></googleplay:description>
	<itunes:summary>Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the c</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talk 05.26.24 -  More Sensible Strategies for Retirement Withdrawals &amp; Retirement Income Taxes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-26-24-more-sensible-strategies-for-retirement-withdrawals-retirement-income-taxes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-26-24-more-sensible-strategies-for-retirement-withdrawals-retirement-income-taxes/#respond</comments>
		<pubDate>Sun, 26 May 2024 16:00:26 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=128284</guid>
		<description><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket.]]></description>
		<content:encoded><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket.]]></content:encoded>
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	<googleplay:description><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket.]]></googleplay:description>
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		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<title>LaTour Retirement Talk 05.19.24 - Retirement Success In Every Horizon</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-19-24-retirement-success-in-every-horizon/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-19-24-retirement-success-in-every-horizon/#respond</comments>
		<pubDate>Sun, 19 May 2024 16:00:07 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=125844</guid>
		<description><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]></description>
		<content:encoded><![CDATA[During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.]]></content:encoded>
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talk 05.12.24  - Sensible Strategies For Retirement Account Withdrawals</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-05-12-24-sensible-strategies-for-retirement-account-withdrawals/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-05-12-24-sensible-strategies-for-retirement-account-withdrawals/#respond</comments>
		<pubDate>Sun, 12 May 2024 16:00:20 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=125036</guid>
		<description><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></content:encoded>
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	<googleplay:description><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></googleplay:description>
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		<title>LaTour Retirement Talks 04.28.24 - Saving for Retirement in Four Age Brackets</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-04-28-24-saving-for-retirement-in-four-age-brackets/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-04-28-24-saving-for-retirement-in-four-age-brackets/#respond</comments>
		<pubDate>Sun, 28 Apr 2024 16:00:20 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=123123</guid>
		<description><![CDATA[This episode dives deep into retirement planning. We'll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We'll provide clear benchmarks and actionable steps to help you reach your retirement goals, no matter your age.]]></description>
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		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<title>LaTour Retirement Talk 04.12.24 - An Interview with Joe Latour</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-04-12-24-an-interview-with-joe-latour/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-04-12-24-an-interview-with-joe-latour/#respond</comments>
		<pubDate>Sun, 14 Apr 2024 16:00:24 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=121243</guid>
		<description><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances.]]></description>
		<content:encoded><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances.]]></googleplay:description>
	<itunes:summary>In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 04.07.24 - Preparing For A Successful Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-04-07-24-preparing-for-a-successful-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-04-07-24-preparing-for-a-successful-retirement/#respond</comments>
		<pubDate>Sun, 07 Apr 2024 16:00:20 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=120178</guid>
		<description><![CDATA[In this episode we explore how to assess your needs, develop a strategy, and make smart decisions to ensure a smooth transition into your golden years. Join us as we unpack the secrets to a successful and secure retirement.]]></description>
		<content:encoded><![CDATA[In this episode we explore how to assess your needs, develop a strategy, and make smart decisions to ensure a smooth transition into your golden years. Join us as we unpack the secrets to a successful and secure retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-04-07-24-preparing-for-a-successful-retirement/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
		<enclosure url="https://www.ksgf.com/240407-53033-Latour.mp3?serve_episode=120178&#038;serve_podcast=3142" length="" type="audio/mpeg" />
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we explore how to assess your needs, develop a strategy, and make smart decisions to ensure a smooth transition into your golden years. Join us as we unpack the secrets to a successful and secure retirement.]]></googleplay:description>
	<itunes:summary>In this episode we explore how to assess your needs, develop a strategy, and make smart decisions to ensure a smooth transition into your golden years. Join us as we unpack the secrets to a successful and secure retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.31.24 - Preparing for RMDs</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-31-24-preparing-for-rmds/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-31-24-preparing-for-rmds/#respond</comments>
		<pubDate>Sun, 31 Mar 2024 16:00:03 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=119372</guid>
		<description><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-31-24-preparing-for-rmds/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them. http://www.latouradvisorygroup.com</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.24.24 - Get Ready For Rainy Days</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-03-24-24-get-ready-for-rainy-days/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-03-24-24-get-ready-for-rainy-days/#respond</comments>
		<pubDate>Sun, 24 Mar 2024 16:00:25 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=118570</guid>
		<description><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></description>
		<content:encoded><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-03-24-24-get-ready-for-rainy-days/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
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	<googleplay:description><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></googleplay:description>
	<itunes:summary>During this show, we’re going to discuss essential steps that can provide rainy day financial protection.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.17.24 - Are You Prepared For Uncertainty - Interview With Jeremy Bryan</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-03-17-24-are-you-prepared-for-uncertainty-interview-with-jeremy-bryan/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-03-17-24-are-you-prepared-for-uncertainty-interview-with-jeremy-bryan/#respond</comments>
		<pubDate>Sun, 17 Mar 2024 16:00:17 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=117707</guid>
		<description><![CDATA[Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various investment options that available.]]></description>
		<content:encoded><![CDATA[Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various investment options that available.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-03-17-24-are-you-prepared-for-uncertainty-interview-with-jeremy-bryan/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various investment options that available.]]></googleplay:description>
	<itunes:summary>Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various inve</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.10.24 - More Sensible Strategies for Retirement Withdrawals &amp; Retirement Income Taxes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-03-10-24-more-sensible-strategies-for-retirement-withdrawals-retirement-income-taxes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-03-10-24-more-sensible-strategies-for-retirement-withdrawals-retirement-income-taxes/#respond</comments>
		<pubDate>Sun, 10 Mar 2024 16:00:19 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=116766</guid>
		<description><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket. http://www.latouradvisorygroup.com]]></description>
		<content:encoded><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket. http://www.latouradvisorygroup.com]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-03-10-24-more-sensible-strategies-for-retirement-withdrawals-retirement-income-taxes/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket. http://www.latouradvisorygroup.com]]></googleplay:description>
	<itunes:summary>Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk 03.03.24 - Sensible Strategies For Retirement Account Withdrawals</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-03-03-24-sensible-strategies-for-retirement-account-withdrawals/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-03-03-24-sensible-strategies-for-retirement-account-withdrawals/#respond</comments>
		<pubDate>Sun, 03 Mar 2024 17:00:21 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=115774</guid>
		<description><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></content:encoded>
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		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks 02.25.24 - What The 2024 Elections Means For Your Finances</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-25-24-what-the-2024-elections-means-for-your-finances/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-25-24-what-the-2024-elections-means-for-your-finances/#respond</comments>
		<pubDate>Sun, 25 Feb 2024 17:00:09 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=114691</guid>
		<description><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></description>
		<content:encoded><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-02-25-24-what-the-2024-elections-means-for-your-finances/feed/]]></wfw:commentRss>
		<slash:comments>0</slash:comments>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></googleplay:description>
	<itunes:summary>During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks 02.18.24 -  A Guide To Roth IRAs and Roth IRA Conversions</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-18-24-a-guide-to-roth-iras-and-roth-ira-conversions/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-18-24-a-guide-to-roth-iras-and-roth-ira-conversions/#respond</comments>
		<pubDate>Sun, 18 Feb 2024 17:00:49 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=113706</guid>
		<description><![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
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   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks 02.11.24 - Comprehensive Retirement Planning</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-11-24-comprehensive-retirement-planning/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-11-24-comprehensive-retirement-planning/#respond</comments>
		<pubDate>Sun, 11 Feb 2024 17:00:21 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=112973</guid>
		<description><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></description>
		<content:encoded><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-02-11-24-comprehensive-retirement-planning/feed/]]></wfw:commentRss>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></googleplay:description>
	<itunes:summary>Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks 02.04.24 - Medicare 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-02-04-24-medicare-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-02-04-24-medicare-101/#respond</comments>
		<pubDate>Sun, 04 Feb 2024 17:00:36 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=111906</guid>
		<description><![CDATA[Confused about Medicare? Wondering Part A from Part D? This episode demystifies the healthcare program for 65+, guiding you through enrollment, costs, and coverage options. Tune in to learn more with our special guest, Kayla Chapa!]]></description>
		<content:encoded><![CDATA[Confused about Medicare? Wondering Part A from Part D? This episode demystifies the healthcare program for 65+, guiding you through enrollment, costs, and coverage options. Tune in to learn more with our special guest, Kayla Chapa!]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Confused about Medicare? Wondering Part A from Part D? This episode demystifies the healthcare program for 65+, guiding you through enrollment, costs, and coverage options. Tune in to learn more with our special guest, Kayla Chapa!]]></googleplay:description>
	<itunes:summary>Confused about Medicare? Wondering Part A from Part D? This episode demystifies the healthcare program for 65+, guiding you through enrollment, costs, and coverage options. Tune in to learn more with our special guest, Kayla Chapa!</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks 01.28.24 - Your Four Retirement Chapters</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-01-28-24-your-four-retirement-chapters/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-01-28-24-your-four-retirement-chapters/#respond</comments>
		<pubDate>Sun, 28 Jan 2024 17:00:21 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=110997</guid>
		<description><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></description>
		<content:encoded><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.]]></googleplay:description>
	<itunes:summary>On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks 01.21.24 - Your Retirement Calendar</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-01-21-24-your-retirement-calendar/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-01-21-24-your-retirement-calendar/#respond</comments>
		<pubDate>Sun, 21 Jan 2024 17:00:50 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=109785</guid>
		<description><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></description>
		<content:encoded><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></content:encoded>
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	<googleplay:description><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></googleplay:description>
	<itunes:summary>In this episode we break out the key dates and milestones on your journey to and through retirement.</itunes:summary>
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks 01.14.24 - The 2024 Retirement Picture</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-01-14-24-the-2024-retirement-picture/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-01-14-24-the-2024-retirement-picture/#respond</comments>
		<pubDate>Sun, 14 Jan 2024 17:00:02 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=109358</guid>
		<description><![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]></content:encoded>
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	<googleplay:description><![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks 01.07.24 - How Much Do I Really Need To Retire?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-01-07-24-how-much-do-i-really-need-to-retire/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-01-07-24-how-much-do-i-really-need-to-retire/#respond</comments>
		<pubDate>Sun, 07 Jan 2024 17:00:24 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=109020</guid>
		<description><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.</itunes:summary>
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks PODCAST 12.31.23 - How Much Do I Really Need To Retire?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-31-23-how-much-do-i-really-need-to-retire/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-31-23-how-much-do-i-really-need-to-retire/#respond</comments>
		<pubDate>Sun, 31 Dec 2023 17:00:18 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=108754</guid>
		<description><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></content:encoded>
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		<title>LaTour Retirement Talks PODCAST 12.24.23 - Retirement Planning</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-24-23-retirement-planning/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-24-23-retirement-planning/#respond</comments>
		<pubDate>Sun, 24 Dec 2023 17:00:45 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=108561</guid>
		<description><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></description>
		<content:encoded><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.]]></googleplay:description>
	<itunes:summary>Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 12.17.23 - our Retirement Calendar</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-17-23-our-retirement-calendar/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-17-23-our-retirement-calendar/#respond</comments>
		<pubDate>Sun, 17 Dec 2023 17:00:36 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=108267</guid>
		<description><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></description>
		<content:encoded><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-17-23-our-retirement-calendar/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></googleplay:description>
	<itunes:summary>In this episode we break out the key dates and milestones on your journey to and through retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 12.10.23 - Strategies for Transferring Your Wealth to Your Kids</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-10-23-strategies-for-transferring-your-wealth-to-your-kids/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-10-23-strategies-for-transferring-your-wealth-to-your-kids/#respond</comments>
		<pubDate>Sun, 10 Dec 2023 17:00:53 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=107977</guid>
		<description><![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]></description>
		<content:encoded><![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-12-10-23-strategies-for-transferring-your-wealth-to-your-kids/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.]]></googleplay:description>
	<itunes:summary>During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talk PODCAST 11.26.23 - Year-End Tax Strategies &amp; Tasks</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talk-podcast-11-26-23-year-end-tax-strategies-tasks/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talk-podcast-11-26-23-year-end-tax-strategies-tasks/#respond</comments>
		<pubDate>Sun, 26 Nov 2023 16:00:11 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=107351</guid>
		<description><![CDATA[There are way to save money and reduce your tax burden before the end of the year. We talk about these possible options and strategies in this episode.]]></description>
		<content:encoded><![CDATA[There are way to save money and reduce your tax burden before the end of the year. We talk about these possible options and strategies in this episode.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talk-podcast-11-26-23-year-end-tax-strategies-tasks/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[There are way to save money and reduce your tax burden before the end of the year. We talk about these possible options and strategies in this episode.]]></googleplay:description>
	<itunes:summary>There are way to save money and reduce your tax burden before the end of the year. We talk about these possible options and strategies in this episode.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:55:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 11.19.23 - Social Security&amp;rsquo;s COLA is Rising Again</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-19-23-social-securitys-cola-is-rising-again/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-19-23-social-securitys-cola-is-rising-again/#respond</comments>
		<pubDate>Tue, 21 Nov 2023 14:29:32 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=107308</guid>
		<description><![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-19-23-social-securitys-cola-is-rising-again/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 11.12.23 - How Can I Pay Fewer Taxes In Retirement?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-12-23-how-can-i-pay-fewer-taxes-in-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-12-23-how-can-i-pay-fewer-taxes-in-retirement/#respond</comments>
		<pubDate>Sun, 12 Nov 2023 17:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=106816</guid>
		<description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></description>
		<content:encoded><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-12-23-how-can-i-pay-fewer-taxes-in-retirement/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></googleplay:description>
	<itunes:summary>In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 11.05.23 - It&amp;rsquo;s Scam Season &mdash; Protect Yourself!</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-05-23-its-scam-season-protect-yourself/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-05-23-its-scam-season-protect-yourself/#respond</comments>
		<pubDate>Sun, 05 Nov 2023 17:00:59 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=106439</guid>
		<description><![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-11-05-23-its-scam-season-protect-yourself/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 10.29.23 - How Much Do I Really Need To Retire?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-29-23-how-much-do-i-really-need-to-retire/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-29-23-how-much-do-i-really-need-to-retire/#respond</comments>
		<pubDate>Sun, 29 Oct 2023 14:00:54 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=106207</guid>
		<description><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></description>
		<content:encoded><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-29-23-how-much-do-i-really-need-to-retire/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></googleplay:description>
	<itunes:summary>During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST 10.22.23 - Enhanced Planning with Steve Nieno</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-22-23-enhanced-planning-with-steve-nieno/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-22-23-enhanced-planning-with-steve-nieno/#respond</comments>
		<pubDate>Sun, 22 Oct 2023 16:00:15 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=105914</guid>
		<description><![CDATA[In this episode we discuss what you need to know about estate and enhanced planning with special guest Steve Nieno, the Director of Enhanced Planning at Gradient Financial.]]></description>
		<content:encoded><![CDATA[In this episode we discuss what you need to know about estate and enhanced planning with special guest Steve Nieno, the Director of Enhanced Planning at Gradient Financial.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-22-23-enhanced-planning-with-steve-nieno/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we discuss what you need to know about estate and enhanced planning with special guest Steve Nieno, the Director of Enhanced Planning at Gradient Financial.]]></googleplay:description>
	<itunes:summary>In this episode we discuss what you need to know about estate and enhanced planning with special guest Steve Nieno, the Director of Enhanced Planning at Gradient Financial.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 10.15.23 - Does Tax Deferral Actually Save You Money?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-15-23-does-tax-deferral-actually-save-you-money/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-15-23-does-tax-deferral-actually-save-you-money/#respond</comments>
		<pubDate>Sun, 15 Oct 2023 16:00:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=105522</guid>
		<description><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></description>
		<content:encoded><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-15-23-does-tax-deferral-actually-save-you-money/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></googleplay:description>
	<itunes:summary>So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 10.08.23 - Frightful Financial Mistakes</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-08-23-frightful-financial-mistakes/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-08-23-frightful-financial-mistakes/#respond</comments>
		<pubDate>Sun, 08 Oct 2023 16:00:38 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=105331</guid>
		<description><![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]></description>
		<content:encoded><![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-08-23-frightful-financial-mistakes/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]></googleplay:description>
	<itunes:summary>During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 10.01.23 - How Can I Pay Fewer Taxes in Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-01-23-how-can-i-pay-fewer-taxes-in-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-01-23-how-can-i-pay-fewer-taxes-in-retirement/#respond</comments>
		<pubDate>Sun, 01 Oct 2023 16:00:24 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=105003</guid>
		<description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></description>
		<content:encoded><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-10-01-23-how-can-i-pay-fewer-taxes-in-retirement/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></googleplay:description>
	<itunes:summary>In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 09.24.23 - Medicare 101</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-24-23-medicare-101/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-24-23-medicare-101/#respond</comments>
		<pubDate>Sun, 24 Sep 2023 16:00:31 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=104634</guid>
		<description><![CDATA[In this episode Josh welcomes their in-house Medicare specialist Kayla Haden to discuss the basics of Medicare and what you need to know.]]></description>
		<content:encoded><![CDATA[In this episode Josh welcomes their in-house Medicare specialist Kayla Haden to discuss the basics of Medicare and what you need to know.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-24-23-medicare-101/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode Josh welcomes their in-house Medicare specialist Kayla Haden to discuss the basics of Medicare and what you need to know.]]></googleplay:description>
	<itunes:summary>In this episode Josh welcomes their in-house Medicare specialist Kayla Haden to discuss the basics of Medicare and what you need to know.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
	<itunes:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>LaTour Retirement Talks PODCAST 09.17.23 - Strategies for a Recession Proof Retirement (Part 3)</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-17-23-strategies-for-a-recession-proof-retirement-part-3/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-17-23-strategies-for-a-recession-proof-retirement-part-3/#respond</comments>
		<pubDate>Sun, 17 Sep 2023 16:00:26 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=104260</guid>
		<description><![CDATA[We wrap up our discussion about the strategies you can use to have a solid financial and retirement plan.]]></description>
		<content:encoded><![CDATA[We wrap up our discussion about the strategies you can use to have a solid financial and retirement plan.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-17-23-strategies-for-a-recession-proof-retirement-part-3/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
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	<googleplay:description><![CDATA[We wrap up our discussion about the strategies you can use to have a solid financial and retirement plan.]]></googleplay:description>
	<itunes:summary>We wrap up our discussion about the strategies you can use to have a solid financial and retirement plan.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
	</item>
	<item>
		<title>Latour Retirement Talks Podcast: Strategies for a Recession Proof Retirement Part 2</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-strategies-for-a-recession-proof-retirement-part-2/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-strategies-for-a-recession-proof-retirement-part-2/#respond</comments>
		<pubDate>Sun, 10 Sep 2023 16:00:00 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=103917</guid>
		<description><![CDATA[ In this episode we continue our discussion and what you need to know to make sure your retirement is sound and that your money will last as long as you do. http://www.latouradvisorygroup.com [audio mp3="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/09/07155643/230910-53023-Latour.mp3"][/audio]]]></description>
		<content:encoded><![CDATA[ In this episode we continue our discussion and what you need to know to make sure your retirement is sound and that your money will last as long as you do. http://www.latouradvisorygroup.com [audio mp3="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/09/07155643/230910-53023-Latour.mp3"][/audio]]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-strategies-for-a-recession-proof-retirement-part-2/feed/]]></wfw:commentRss>
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	<media:title type="plain">Financial-planners-ava-missouri-LaTour-Advisory-Group</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[ In this episode we continue our discussion and what you need to know to make sure your retirement is sound and that your money will last as long as you do. http://www.latouradvisorygroup.com [audio mp3="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/09/07155643/230910-53023-Latour.mp3"][/audio]]]></googleplay:description>
	<itunes:summary> In this episode we continue our discussion and what you need to know to make sure your retirement is sound and that your money will last as long as you do. http://www.latouradvisorygroup.com [audio mp3=&quot;https://dehayf5mhw1h7.cloudfront.net/wp-content/up</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31091756/Financial-planners-ava-missouri-LaTour-Advisory-Group-150x150.png" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST 09.03.23 -  Strategies for a Recession Proof Retirement</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-03-23-strategies-for-a-recession-proof-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-03-23-strategies-for-a-recession-proof-retirement/#respond</comments>
		<pubDate>Sun, 03 Sep 2023 16:00:20 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=103754</guid>
		<description><![CDATA[In this episode we start to go through each topic in the book Strategies for a Recession Proof Retirement" by Jim Margraf and Joe Latour.]]></description>
		<content:encoded><![CDATA[In this episode we start to go through each topic in the book Strategies for a Recession Proof Retirement" by Jim Margraf and Joe Latour.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-09-03-23-strategies-for-a-recession-proof-retirement/feed/]]></wfw:commentRss>
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				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
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	<googleplay:description><![CDATA[In this episode we start to go through each topic in the book Strategies for a Recession Proof Retirement" by Jim Margraf and Joe Latour.]]></googleplay:description>
	<itunes:summary>In this episode we start to go through each topic in the book Strategies for a Recession Proof Retirement&quot; by Jim Margraf and Joe Latour.</itunes:summary>
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST 08.27.23 - 2023 Q3 Market Commentary: Are You Prepared?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-27-23-2023-q3-market-commentary-are-you-prepared/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-27-23-2023-q3-market-commentary-are-you-prepared/#respond</comments>
		<pubDate>Sun, 27 Aug 2023 15:00:10 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=103405</guid>
		<description><![CDATA[In this episode we discuss where we are at with the markets and more importantly, what you need to know to be ready for year-end planning.]]></description>
		<content:encoded><![CDATA[In this episode we discuss where we are at with the markets and more importantly, what you need to know to be ready for year-end planning.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-27-23-2023-q3-market-commentary-are-you-prepared/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we discuss where we are at with the markets and more importantly, what you need to know to be ready for year-end planning.]]></googleplay:description>
	<itunes:summary>In this episode we discuss where we are at with the markets and more importantly, what you need to know to be ready for year-end planning.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST 08.20.23 - How Can I Pay Fewer Taxes in Retirement?</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-20-23-how-can-i-pay-fewer-taxes-in-retirement/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-20-23-how-can-i-pay-fewer-taxes-in-retirement/#respond</comments>
		<pubDate>Thu, 17 Aug 2023 12:49:14 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=103080</guid>
		<description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></description>
		<content:encoded><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></content:encoded>
		<wfw:commentRss><![CDATA[https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-20-23-how-can-i-pay-fewer-taxes-in-retirement/feed/]]></wfw:commentRss>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.]]></googleplay:description>
	<itunes:summary>In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST - 08.13.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-13-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-13-23/#respond</comments>
		<pubDate>Sun, 13 Aug 2023 16:00:57 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=102776</guid>
		<description><![CDATA[In this episode we talk about how inflation affects your retirement and strategies to help plan for it.]]></description>
		<content:encoded><![CDATA[In this episode we talk about how inflation affects your retirement and strategies to help plan for it.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode we talk about how inflation affects your retirement and strategies to help plan for it.]]></googleplay:description>
	<itunes:summary>In this episode we talk about how inflation affects your retirement and strategies to help plan for it.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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	<item>
		<title>LaTour Retirement Talks PODCAST - 08.06.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-06-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-08-06-23/#respond</comments>
		<pubDate>Sun, 06 Aug 2023 16:00:08 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=102494</guid>
		<description><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></description>
		<content:encoded><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
	<itunes:author>104.1 KSGF</itunes:author>
	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.]]></googleplay:description>
	<itunes:summary>So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks PODCAST - 07.30.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-30-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-30-23/#respond</comments>
		<pubDate>Sun, 30 Jul 2023 16:00:47 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=102188</guid>
		<description><![CDATA[In this episode we talk about the Secure Act 2.0 and the changes that may be impacting your financial and retirement plans.]]></description>
		<content:encoded><![CDATA[In this episode we talk about the Secure Act 2.0 and the changes that may be impacting your financial and retirement plans.]]></content:encoded>
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	<media:title type="plain">Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO</media:title>
				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[In this episode we talk about the Secure Act 2.0 and the changes that may be impacting your financial and retirement plans.]]></googleplay:description>
	<itunes:summary>In this episode we talk about the Secure Act 2.0 and the changes that may be impacting your financial and retirement plans.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks PODCAST - 07.23.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-23-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-23-23/#respond</comments>
		<pubDate>Sun, 23 Jul 2023 16:00:43 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=101944</guid>
		<description><![CDATA[In this episode Josh and Jim discuss the tools you can use to help meet your retirement goals.]]></description>
		<content:encoded><![CDATA[In this episode Josh and Jim discuss the tools you can use to help meet your retirement goals.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<itunes:season></itunes:season>
   <itunes:episodeType>full</itunes:episodeType>
	<googleplay:description><![CDATA[In this episode Josh and Jim discuss the tools you can use to help meet your retirement goals.]]></googleplay:description>
	<itunes:summary>In this episode Josh and Jim discuss the tools you can use to help meet your retirement goals.</itunes:summary>
		<googleplay:image href="https://dehayf5mhw1h7.cloudfront.net/wp-content/uploads/sites/1864/2023/05/31142438/Joe-LaTour-Retirement-Planner-Fiduciary-Springifeld-MO-e1687263939812-150x150.jpg" />
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks PODCAST - 07.16.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-16-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-16-23/#respond</comments>
		<pubDate>Sun, 16 Jul 2023 16:00:34 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=101677</guid>
		<description><![CDATA[In this episode we talk about what you need to know before you file for Social Security in order to maximize your overall benefits.]]></description>
		<content:encoded><![CDATA[In this episode we talk about what you need to know before you file for Social Security in order to maximize your overall benefits.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[In this episode we talk about what you need to know before you file for Social Security in order to maximize your overall benefits.]]></googleplay:description>
	<itunes:summary>In this episode we talk about what you need to know before you file for Social Security in order to maximize your overall benefits.</itunes:summary>
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		<itunes:duration>00:54:00</itunes:duration>
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		<title>LaTour Retirement Talks PODCAST &ndash; 07.09.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-09-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-09-23/#respond</comments>
		<pubDate>Mon, 10 Jul 2023 13:35:39 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=101408</guid>
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		<title>LaTour Retirement Talks PODCAST - 07.02.23</title>
		<link>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-02-23/</link>
		<comments>https://www.ksgf.com/episode/latour-retirement-talks-podcast-07-02-23/#respond</comments>
		<pubDate>Sun, 02 Jul 2023 16:00:56 +0000</pubDate>
		<dc:creator><![CDATA[104.1 KSGF]]></dc:creator>
		<guid isPermaLink="false">https://www.ksgf.com/?post_type=episode&#038;p=101085</guid>
		<description><![CDATA[You not only need a financial plan, but a comprehensive plan that can get you through your retirement. Today we talk about what you need to know and include in that plan.]]></description>
		<content:encoded><![CDATA[You not only need a financial plan, but a comprehensive plan that can get you through your retirement. Today we talk about what you need to know and include in that plan.]]></content:encoded>
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				<googleplay:author>104.1 KSGF</googleplay:author>
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	<googleplay:description><![CDATA[You not only need a financial plan, but a comprehensive plan that can get you through your retirement. Today we talk about what you need to know and include in that plan.]]></googleplay:description>
	<itunes:summary>You not only need a financial plan, but a comprehensive plan that can get you through your retirement. Today we talk about what you need to know and include in that plan.</itunes:summary>
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